Terms of Use


Please read Terms and Conditions

Please read these Terms and Conditions (“Terms”, “Terms of use”, “Terms of service”) carefully before using the website (the “Service”) operated by Simplewealth AG, Switzerland (“Simplewealth”, “us”, “we”, or “our”).

Simplewealth AG is authorized to provide automated investment advice and asset management services in Switzerland only. The relationships between the client and Simplewealth AG are exclusively governed by Swiss law.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access or use our Service.

Availability disclaimer

We are constantly updating our offerings of products and services on our website The products or services available on our website may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on the Service and in our advertising on other web sites. We cannot and do not guarantee the accuracy or completeness of any information on our Service, including prices, product images, specifications, availability, and other services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.


When you create an account on our website, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of these Terms and of the Asset Management Agreement, which may result in immediate termination of your account on our Service.

You will be solely responsible and liable for any activity that occurs under your registered user profile. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.


The communication via the Service is secure and encrypted. The ordinary E-Mail messages sent over the Internet are neither confidential nor secure. When you communicate with us by E-Mail, we do not guaranty that the data sent cannot be accessed by third parties. The content of the E-Mail may be screened by third parties, lost, intercepted or altered or may be transmitted across national borders, event if both sender and recipient are located in Switzerland.

Intellectual Property

Simplewealth, or the third-party owner, retains all rights, title and interest (incl. copyrights, trademarks, as well as any other intellectual property rights) in all information and content (incl. texts, data, graphics and logos) on the website (Service). The logos, all other trademarks, service marks, graphics and logos used in connection with Simplewealth and our Service are registered trademarks and will remain the exclusive property of Simplewealth AG and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Simplewealth AG.

Links to other websites

Our Website may contain links to third party content, websites or links or services that are not owned or controlled by Simplewealth AG.

These third party contents are only available to inform you and for your convenience. Simplewealth AG has no control over third party content and assumes no responsibility for the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that Simplewealth AG shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of each third party websites or services that you visit.

General Representation and Warranty

You represent and warrant that (i) your use of our Services will be in strict accordance with our Privacy Policy, with these Terms and with all applicable laws and regulations and (ii) your use of our Services will not infringe or misappropriate the intellectual property rights of any third party.

Limitation of liability

In no event, to the fullest extent permitted by law, shall Simplewealth AG or its directors, employees, partners, agents, suppliers, or affiliates, be liable to any person for any expense, claim or any direct or indirect, incidental, special or consequential damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; © any content obtained from the Service; and (d) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.


Your use of the Service is at your sole risk. Simplewealth will not be liable for any losses and/or damages in connection with the use of our website. Simplewealth analyse with attention the historic performance of market indices to make some estimation on potential returns. However, this doesn’t warranty in any way that the performance will be positive in the future as Simplewealth can’t predict market changes that might have impacts on your investments. Simplewealth AG its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Place of jurisdiction

These Terms shall in all respects be governed by, and construed in accordance with, the substantive laws of Switzerland, to the exclusion of conflict of law principles and the UN Convention on the international sale of goods (CISG). Any dispute arising out of or in connection with this Agreement shall exclusively be referred to the courts competent for the City of Zurich, Switzerland.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.


You agree to indemnify and hold harmless Simplewealth AG, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including lawyer’s’ fees, arising out of your use of our services, including but not limited to your violation of the Asset Management Agreement.

Severability Clause

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms of use will remain in effect. The invalid or unenforceable provision(s) shall be replaced by a substitute provision that best reflects the intention of the previous provision without being unenforceable. The same shall apply in case of any gap in these Terms of use. These Terms are part of the Asset Management Agreement between you and Simplewealth regarding the use of our Website and Service.


The website is owned by Simplewealth AG, Zurich, Switzerland. Simplewealth and the Simplewealth Logo’s are trademarks of Simplewealth AG. All rights reserved, © 2015-2017. Last update on 14/01/2017.

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