Terms of website use

Terms of website use


Please read these terms of website use (the "Terms of use") carefully before you use the Website https://www.simplewealth.ch (the " Website "), operated by Simplewealth AG, Stockerstrasse 45, 8002 Zurich ("Simplewealth", "we", "us" or "our").


General

Simplewealth is only authorised to provide asset management services in Switzerland. Therefore, the legal relationships between the customer and Simplewealth are exclusively subject to Swiss law. We assume that the customer is aware of this when starting the business relationship with us.

Your visit and use of our Website depend on your acceptance and compliance with these Terms of use. These Terms of use apply to all-natural and legal persons who visit and/or use our Website. By visiting or using our Website, you agree to our Terms of use. If you do not agree to any part of the Terms of use, you should not access and/or use our Website.


Disclaimer of liability

The description of our services and products on the Website does not constitute a binding offer by Simplewealth or any other person.

We are constantly updating our offers and products on our Website. The products available on our Website may be faulty, inaccurate, or unavailable, and there may be delays in updating information on our Website and our advertising on other websites. We cannot guarantee the accuracy or completeness of the information on our Website, including prices, product images, specifications, availability and additional information. We reserve the right to change and update information as well as errors, inaccuracies or omissions at any time without prior notice.

Simplewealth, its board of directors, employees, partners, representatives, suppliers or subsidiaries are in no way liable (including negligence) for loss or damage (direct, indirect and consequential damage) of any kind arising from or in connection with access or use of our Website or linking our Website to third-party websites.


Account

When you create an account on our Website, you must at all times provide us with information that is correct, complete and up-to-date. Otherwise, there is a violation of these Terms of use and/or the asset management agreement, which can lead to the immediate termination of your account on our Website.

You are solely responsible and liable for any activity that occurs under your registered user profile. You are responsible for the security of your password that you use to access our Website and for all activities under your password, no matter whether your password is used for our Website or a third party.

You agree not to disclose your password to third parties. You must notify us immediately if you learn of your account's unauthorised third-party use on our Website.


Communication

Communication on our Website is encrypted. However, communication with mail servers is open and unencrypted. If you communicate with us via e-mail, it is possible that the data sent in this way can be viewed by third parties, and contacts with us can be traced. In addition, the data may, in some cases, circulate across borders, even if the sender and recipient are in Switzerland. The confidentiality of the data transmitted by e-mail is therefore not guaranteed.


Intellectual Property

The content published by us on our Website and the structure of our Website is protected by copyright and, in some cases, by trademark law. All rights reserved. Complete or partial reproduction, transmission electronically or by other means, modification or use for public or commercial purposes is prohibited without the prior written consent of Simplewealth.


Links to Third-Party Websites

Our Website may contain links to third-party content, websites or other services ("third-party websites") that are not owned or controlled by Simplewealth.

This content from third-party websites is used for your information. Simplewealth has no control over its content and assumes no responsibility for third-party websites' content, data protection guidelines, or practices. You acknowledge and agree that Simplewealth is not directly or indirectly responsible for any damages or losses that can arise in connection with the use of such websites by third parties.

We strongly recommend that you read the terms of use and data protection guidelines of third-party websites that you visit.


General responsibility and warranty

You warrant that your use of our Website will comply with the Privacy Policy, these Terms of Use and all other applicable laws and regulations. You further guarantee that the use of our Website does not infringe any intellectual property rights of third parties.


Disclaimer

You use the Website at your own risk. Simplewealth is not liable for any loss and/or damage arising in connection with the use of our Website. Simplewealth carefully analyses the historical performance of the market indices in order to estimate the potential returns. This does not mean that our performance will be positive in the future. Simplewealth cannot predict market changes that could affect your investments. Simplewealth, its subsidiaries and its licensors do not guarantee that a) the Website will be uninterrupted, secure or available at any particular time or location; b ) errors or deficiencies are corrected; c ) the Website is free from viruses or other harmful components, or that d) the results of using our Website meet your expectations.


Place of jurisdiction

These terms of use are subject in every respect to the laws of Switzerland with the exclusion of conflict-of-law rules. All disputes arising from or in connection with this contract will be addressed exclusively to the courts of Zurich, Switzerland.


Changes

We reserve the right to change or replace these Terms of use at any time at our own discretion. We recommend you to review these Term of use on a regular basis. By continuing using our Website after the change has become effective, you declare that you agree to the changed Terms of use. If you do not agree to the new Terms of use, you should stop using our Website.


Compensation

You undertake to indemnify or hold harmless Simplewealth, its contractual partners and licensors as well as our and their respective directors, executives, employees and agents against all claims and costs, including legal fees, that arise from your use of our Website. This not only relates to a possible violation of the asset management mandate but to any claims that arise from your use of the Website.


Severability clause

If any provision of these Terms of use is found to be invalid or unenforceable by a court, the remaining provisions of these Terms of use will remain in effect. The invalid or unenforceable provision will be replaced with the provision that corresponds as closely as possible with economic purpose of the original provision as well as the agreed initially contractual equilibrium. The same applies to any contractual loopholes.

The Website https://www.simplewealth.ch is the sole property of Simplewealth AG, Zurich, Switzerland. Simplewealth AG and Simplewealth logo are trademarks of Simplewealth AG. All rights reserved. © 2015-2022.
Last updated 13.03.2022
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© SIMPLEWEALTH AG 2015 — 2022.
MADE WITH ❤️ IN BEAUTIFUL
Investing implies your capital is at risk. The value of your account depends on market movements and you may get back less than you invest.
Past performance is not an indicator of future performance. Unless otherwise specified, all return figures shown above are for illustrative purposes only and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market conditions.
Simplewealth AG is a Swiss-based advisory service, designed to assist clients in achieving discrete financial goals. We are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Simplewealth AG charges and expenses.
Client securities accounts at Interactive Brokers LLC are protected by the Securities Investor Protection Corporation ("SIPC") for a maximum coverage of $500,000 (with a cash sublimit of $250,000) and under Interactive Brokers LLC's excess SIPC policy with certain underwriters at Lloyd's of London 1 for up to an additional $30 million (with a cash sublimit of $900,000) subject to an aggregate limit of $150 million. Futures and options on futures are not covered. As with all securities firms, this coverage provides protection against failure of a broker-dealer, not against loss of market value of securities. For the purpose of determining an Interactive Brokers LLC client account, accounts with like names and titles (e.g. John and Jane Smith and Jane and John Smith) are combined, but accounts with different titles are not (e.g. Individual/John Smith and IRA/John Smith). SIPC is a non-profit, membership corporation funded by broker-dealers that are members of SIPC.
All your investments are insured. Up to USD 500k
2
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Simplewealth AG charge sand expenses.
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