This Website is owned and controlled by Simplewealth AG (CHE-324.715.255), Zurich, Switzerland (“Simplewealth”).
Access Subject to Local Restrictions
Simplewealth provides asset management services in Switzerland only. Simplewealth’s services may not be available to all residents of all countries. Simplewealth’s services, including this Website and all content and information on it, are not directed at or intended to be used by any person resident or located in any country where: (1) such services and/or the distribution of such content or information is contrary to the laws of such country; or (2) such services and/or distribution of such content or information is prohibited without obtaining the necessary licenses or authorizations in that country and such licenses or authorizations have not been obtained.
Consulting this Website for information does not make you a client of Simplewealth, or constitute a customer relationship. Simplewealth does not have a duty or incur responsibility or liability towards you merely because you visit this Website. To become a client of Simplewealth you must complete the Simplewealth account opening process. This includes completing the online questionnaire that is available on this Website and signing a separate written Asset Management Agreement.
Information on this Website is provided for information purposes only.
Nothing on the public areas of this Website should be considered personal investment advice. Personal investment advice may be provided to clients in their user area of the Website only. Any personal investment advice is provided in the context of the client relationship only. Nothing on this Website is not intended to provide legal, accounting, financial or tax advice, and you should not rely upon in that regard. Please consult with your professional advisor with respect to your particular circumstances.
No offer of securities
Simplewealth provides asset management services. Once you become a client, you will authorize us to manage the money in your Simplewealth account. Accordingly, nothing on this Website is intended to be an offer to sell nor a solicitation of an offer to purchase any security.
Risk and rewards
Investing offers returns on your investment. The anticipated return or reward from investing corresponds to the level of risk taken. Although Simplewealth undertakes due care when preparing investment strategies and selecting an applicable investment strategy for your Simplewealth account, Simplewealth gives no guarantee, warranty, assurance or otherwise as to: (1) the future value, earnings, profitability, capital value or capital appreciation of your Simplewealth account; (2) any specific outcome in terms of the performance of any asset in your Simplewealth account; or (3) achieving your investment objectives. Investment decisions should not be based solely on the information on this Website. We recommend and encourage you to read our Investment Risk Disclosure Document below. You must carefully consider the appropriateness of investing in light of your own personal financial circumstances, including cash flow needs, tax circumstances, or other complex or subjective concerns. You should review your investing objectives on a regular basis to ensure that your investment strategy remains consistent with your investment objectives and current financial situation. You can discuss your investment objectives and investment strategy with us at any time.
Forward Looking Statements
This Website may contain statements that constitute “forward looking statements”. While such forward looking statements may represent Simplewealth’s future expectations, given that they are future expectations only, a number of factors and uncertainties could cause actual results to materially differ from those expectations. Simplewealth is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise. There are risks to relying on such “forward looking statements”.
Data protection and privacy
Simplewealth takes the protection of your data and privacy seriously.
Simplewealth and the Simplewealth logo are trademarks of Simplewealth AG. All rights reserved, © 2015-18. The content and information published on this Website and the structure and operating features of this Website are the property of Simplewealth. They are protected by copyright and trademark laws and other intellectual property rights. Unauthorized use or exploitation of the content published on this Website and the structure of this Website is strictly prohibited. You may not, reproduce, modify, transmit (by electronic means or otherwise), modify, link into, or use, this Website, or any part of this Website, for any public or commercial purpose without the prior written consent of Simplewealth. If you wish to use the content or information of, or link into, this Website, or the copyright or trademarks of Simplewealth, for any purpose, please contact us.
Links to other websites
This Website may contain links to other websites, content, or services that are provided by third parties and that are not owned or controlled by Simplewealth. These links are provided for your information, and for your convenience, only. Links to other websites, or links from other websites to this Website, should not be taken as Simplewealth’s endorsement or approval of such websites, the third parties named on those links, or their products and services. Simplewealth has not verified such websites and has no control over, and assumes no responsibility for, the accuracy of the content and information, privacy policies, or practices of any third party website or third party product and services. Simplewealth is not liable under any circumstances for any losses or damages whatsoever (including direct, indirect and consequential losses) caused or alleged to be caused by, or in connection with, accessing links to third party websites from this Website. No liability is assumed for incompatibility, non-suitability, viral infection or other destructive/disruptive components on or from such websites. You should read the terms and conditions and privacy policies of each third party website that you visit.
Client user area
Access to and use of password protected and/or secure areas of this Website are restricted to authorized clients only. Unauthorized persons attempting to access these areas of this Website may be subject to prosecution.
Prohibitions when using this Website
When accessing this Website, you agree not to do any of the following: • Use a robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Website or any part of this Website. • Use or attempt to use any software, tool, engine, agent, or other device or mechanism (including browsers, robots, avatars or intelligent agents) to navigate or search this Website, other than (i) the search engines and search agents available through this Website, or (ii) third party search engines and third-party web browsers (such as Google or Microsoft Explorer). • Post or transmit any file in, on or through this Website that contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of this Website. • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up this Website or any part of it.
The use of this Website and the Services is at your own risk. The content and information on this Website is provided for personal use and for informational purposes only. This Website, together with all content and information is provided “as is” and “as available”, without any representations or warranties of any kind. This Website is subject to change without notice. Simplewealth has taken reasonable efforts to ensure that the content and information on this Website is accurate and reliable. However, errors may sometimes occur. Simplewealth is not under any obligation to update or keep current the content or information on this Website nor to remove any outdated information from this Website or to expressly mark it as being outdated. When determining the value of your Simplewealth account, Simplewealth uses reasonable efforts to obtain reliable information from third party sources. The value of your Simplewealth account is, however, provided on an “as is” basis without representation or warranty of any kind (neither express or implied) and Simplewealth disclaims liability where any valuation may not be accurate. Because Simplewealth is an internet-based asset manager, there are system risks including, but not limited to, the failure of hardware, software, and internet connection. It is possible that, on occasion, this Website cannot be available 24/7 and that there may be delays, inaccuracies, errors, interruptions or omissions in respect of information related to your Simplewealth account. Simplewealth expressly disclaims all express or implied warranties of any kind as to the content and information on this Website, in particular as to its accuracy, reliability, completeness and relevance. Simplewealth also does not warrant the timeliness, security, reliability or availability of this Website or that this Website will be available at all times, is virus-free or error-free.
To the fullest extent permitted by law, in no event will Simplewealth or any of its directors, officers, employees, service providers or agents have any liability whatsoever to you or any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of this Website, or any links to third party websites. If you are a client of Simplewealth, your Asset Management Agreement sets out when Simplewealth may be liable to you under that agreement. You are responsible for ensuring that you have adequate and appropriate data security measures in place on your devices (such as computer and mobile phone) and that you act in accordance with good practice to protect yourself against fraud or cyber-attacks. Simplewealth specifically disclaims all liability from losses or liabilities suffered by you as a result of interference with your devices caused by unauthorised persons (including harm caused by viruses or attacks by hackers). Simplewealth and its officers, directors, employees, service providers or agents will not be liable in any event for any direct, indirect, incidental, special, punitive or consequential damages howsoever caused arising out of the use of this Website, this Website’s content or information, or the inability to use this Website. This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.
Swiss law applies